Security
Security is paramount. We do not entertain any unsecured loan requests. No investment is made without some sort of security or collateral held to guarantee any monies advanced. The forms of security taken can range from liens or mortgages over collateral, a general security agreement, promissory notes, and letters of personal guarantee and undertaking, among others.
Collateral
Holding physical assets as security is one avenue taken in order reduce risk. These can include assets such as real estate, vehicles, equipment, negotiable securities, among others. Placing liens or mortgages on assets in favour of the investor ensures that the asset cannot be sold without firstly the lien being released. In cases of default, those assets also have value and can be sold by the lien holder in order to cover outstanding balances.
